Disability Insurance
More than one in three adults will suffer a serious disability before age 65. Contrary to the cliché, our single biggest asset is not usually our home but rather our ability to earn an income. Disability insurance pays a monthly benefit in the event that one is unable to work due to illness or injury. Some people may have adequate disability insurance through their employer but those who do not need to consider a private policy.
CANADIANS OFF WORK DUE TO A DISABILITY FACE A PERFECT STORM
43%
CANADIANS OFF WORK DUE TO A DISABILITY FACE A PERFECT STORM
1 in 3
Canadians will experience a period of disability lasting longer than 90 days during their working lives*
BEING OFF WORK TAKES
A FINANCIAL & EMOTIONAL TOLL
48%
Canadians not financiallv prepared to be off work
81%
Canadians upset about not being able to work
78%
Canadians said finances were tight when off work
STRESS ON THE FAMILY
76%
said it was stressful for the entire household
31%
aid their able partner had to find extra work to make ends meet
50%
said family relationships were strained
STRESS ON THE FAMILY
17%
took on more debt
17%
borrowed money from family and friends
29%
ipped into savings to pay for expenses
9%
cashed in RRSPs
Tips to help workers off with a disability
Critical illness
In the market for critical illness insurance? We'll connect you with a verified Canadian life insurance broker to help you uncover the level of coverage needed to protect you and your family.

Trusted by global companies.
Life Insurance Expert combines the expertise of some of the most renowned Insurance carriers in Canada




