Yes, they do. They need a lot more than they think.
A lot of people think life insurance is for the breadwinner only. But stay at home parents should have protection to replace their value services to their family. Without them, these services can cost a lot.
They are the driver, the cook, the cleaner, the teacher, and the accountant for the family.
Without them, it could cost a lot of money to hire people to do the job. In most cases , the monetary value of their services is as high as if they had a full-time job. According to Salary.com, a stay at home parent is worth $112,929 per year.
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