Why get life insurance?
Silver Spoon Baby™ Plan – Invest in your child’s future
The Silver Spoon Baby™ Plan is an asset class of life insurance called participating whole life insurance. Each policy has a guaranteed cash value and every year, a tax-free dividend is paid into this cash value. These policies have existed since 1847, and a dividend payment has never been missed.
Why choose a Silver Spoon Baby™ Plan?
The Silver Spoon Baby™ Plan is an asset that grows every year, and unlike an RESP it can be used to fund any purchase in your child’s life, not just education!
Insurance Plan, Investments? So What are We Talking About?
The Silver Spoon Baby™ Plan is an investment vehicle that produces stable returns, regardless of market volatility, and will create long-lasting wealth. The cash value of the Silver Spoon Baby™ can only go up in value!
You can access your investment money tax-free at any time and for any purpose. The unique advantage about The Silver Spoon Baby™ Savings Plan is that, when you access the money, your account looks like you’ve never touched the balance.
The Silver Spoon Baby™ Savings Plan is the perfect solution to creating a tax-efficient transfer of wealth. A participating whole life insurance policy contains the non-taxable benefits of permanent life insurance, which will enhance the value of your estate but without the tax implications. This savings vehicle is the perfect investment strategy for your child, and to help ensure that they have a bright future. Best of all you’re able to use the funds for anything, including education, a down payment on a home, and or even start a business.