Term Vs Permanent

Life insurance isn’t a fun topic, but it’s a critical part of your financial strategy. People don’t often talk about it. Most don’t understand it. Few want to buy it. Even those people who buy it don’t necessarily understand it or appreciate its importance in building and preserving wealth. As a result, a lot of people don’t have any life insurance protection. If they do, most don’t have enough.

They even buy travel insurance for their  vacations. But when it comes to life insurance, people remain sceptical. The most important insurance that protects their family and their children is not taken seriously.

Life insurance doesn’t insure your life. It insures your family’s ability to continue on without being financial devastated. A good number of people believe they won’t die anytime soon. Why would they need insurance.

Some take it easy by just signing up with their employer’s group life insurance.  There’s no need for a medical check up. Others get it free from their company.  However, the company may not provide enough coverage, and if their employment terminates, they won’t have protection. They may also have difficulties buying individual life insurance if they have medical problems and need more coverage.

Today, people have all types of protection. They insure their house, cars, phones, and appliances.

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